Water Damage: Causes and Types

**Causes of Water Damage**

Water damage can occur due to a multitude of factors, including: * **Natural Disasters:** Hurricanes, floods, and earthquakes can cause extensive water damage to homes and businesses. * **Broken Pipes:** Leaks in pipes, faucets, and appliances can lead to significant water damage if not repaired promptly. * **Roof Leaks:** Damage to roofing systems can allow water to penetrate and cause damage to interior structures. * **Condensation:** Excessive moisture in the air can condense and form water droplets, leading to mold and mildew growth.

**Types of Water Damage**

Water damage can be classified into two main types: **Category 1: Clean Water Damage** * Originates from a sanitary source (e.g., broken water pipes, overflowing sinks) * Does not pose an immediate health hazard * Can be cleaned up relatively easily **Category 2: Gray Water Damage** * Originates from a source with potential biological contaminants (e.g., washing machines, toilets) * May pose a health hazard due to bacteria or mold growth * Requires professional cleaning and disinfection

**Legal Definition of Water Damage**

In legal terms, water damage typically refers to any physical damage caused by the presence of water in a property. This damage can include: * **Structural damage:** Damage to walls, ceilings, floors, and other building components * **Contents damage:** Damage to furniture, electronics, clothing, and other personal belongings * **Mold and mildew growth:** Damage resulting from the presence of mold or mildew caused by water leakage or excessive moisture